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Early-repayment savings

What paying extra each month saves in interest and time.

The question this calculator helps answer

Is it worth paying my loan off early?

The interactive calculator appears here as soon as the page loads. Calculations run in your browser and no account is required.

Frequently asked questions

What does this calculator tell me?

It helps answer a simple business question: Is it worth paying my loan off early? Enter the best figures you have, then review the result and visual before deciding.

Can I use estimates instead of exact figures?

Yes. Start with your best estimate, then change assumptions to see how sensitive the answer is. Better inputs produce a better decision.

Can I compare more than one option?

Yes. Save one option, change the assumptions, save another, and compare the results side by side.